Rewards Card Comparison – The Best Rewards Credit Cards
If you’re a responsible spender, rewards credit cards are a great way to get rewarded for spending responsibly. If you pay off your rewards credit on time, every time each month, you essentially make money using that credit card. With my Amazon.com rewards credit card, I have earned hundreds of dollars in rewards through purchases I made with it which I have used to get books, movies, and other luxury items I want without having a single extra dollar in annual fees or interest–all I had to do is use the card on purchases I already would make at the gas station, grocery store, and everywhere else my credit card is accepted. In this article, I’ll review the best rewards credit cards available.
Best Rewards Card for Cash Back
There are multiple credit cards that offer cash back rewards. From the credit cards that I have seen the three best cash back credit cards are:
- Discover More Card – 5% cash back on select categories that rotate, 5% to 20% cashback through Discover’s online shopping mall, 1% unlimited cashback on all other purchases
- Chase Freedom MasterCard – 5% cash back on select categories, 2% on airfare, 1% on everything else
- Citi Dividend Platinum Select Card – 5% cash back on select, rotating categories, 5% back through over 400 retailers on their Citi Bonus Cash Center, 1% everything else
Rewards Card (MasterCard)
Capital One No Hassle Cash Rewards
- 2% cash back on purchases at gas stations and grocery stores
- 1% cash back on everything else
- No annual fee
- 0% APR for one year
- Rewards include cash back, entertainment, gas, and shopping
US Airways Premier World MasterCard
- Double miles on US Airways purchases
- 1 mile per $1 spent everywhere else
- First Class check-in and Zone 2 boarding
- One complimentary US Airways Club day pass annually
- Two $99 companion tickets annually
- No annual mileage cap
- $89 annual fee
- Air travel rewards
Chase Sapphire
- Earn 1 point for each dollar spent
- Earn 2 points for each dollar spent on airfare spent through Chase’s online booking tool
- Use points to apply to purchases made with the card (redemption starts at 2,000 points for $20 statement credit)
- Unlimited rewards with no expiration
- No annual fee
- Rewards include cash back, entertainment, gas, and shopping
GM Card from HSBC
- Earn 5% on purchases to be used towards a purchase of Chevrolet, Buick, GMC, and Cadillac vehicles
- The card for people who love buying new cars
- No annual fee
- Earnings expire after 7 years
Citi Dividend Platinum Select Card
- 2% on purchases for 6 months, 1% after that
- 5% cash back on rotating categories each quarter (like department stores, clothing, and electronics)
- 5% additional cash back at over 400 retailers through the Citi Bonus Cash Center
- No annual fee
Chase Freedom MasterCard
- Earn 1% cash back on all purchases
- Earn 5% from bonus shopping categories that rotate each quarter
- Earn 2% from airfare purchases made through their booking tool
- No annual fee
AT&T Rewards MasterCard Credit Card
- Earn rewards and savings exclusive for AT&T customers
- Earn 1 point for $1 spent on non-AT&T purchases
- Points capped at 50,000 points per year
- Save up to 10% on AT&T purchases and service for the first year, and 5% after that
Sears and Kmart Rewards MasterCard
- Exclusive savings and coupons for card holders
- Special Sears financing offers
- Earn points for every $1 spent
- Special bonus points events
Amazon.com Rewards Visa Card
The credit card that I personally have, the Amazon.com rewards credit card earns points for purchases made on Amazon.com, as well as gas stations, restaurants, and everywhere else.
- 3 points per $1 spent at Amazon.com
- 2 points per $1 spent at gas stations, restaurants, drug stores, and office supply stores
- 1 point for every other $1 spent
- No maximum number of points you can earn
- No annual fee
Best Buy Reward Zone MasterCard
Love electronics? The Best Buy rewards credit card may be the credit card you’re looking for. With the credit card, you’re automatically enrolled in the Reward Zone program which gives you exclusive deals, savings, and rewards. You earn 1 point for each $1 spent on dining and grocery, 2 points per dollar spent at Best Buy, and 1 point per every $2 spent everywhere else MasterCard credit cards are accepted. With the card you earn reward certificates you can use towards music, movies, and electronics at Best Buy.
Penfed Visa Platinum Cashback Rewards Card
- 5% cash back on gas purchases
- 1% from all other purchases
- No annual fee
