To most people, a MacBook is a highly desirable piece of equipment. A laptop is as much a status symbol as it is simply a laptop, a MacBook is seen as the epitome of style and functional modern design.

Unfortunately, the price tags attached to the members of the MacBook ranges reflect this. If you visit the Apple website, you will see that even the most basic MacBook will set you back $999. The most basic MacBook Pro is a cool $1199 and the MacBook Air is a bank-balance-crushing $1499! It is no surprise that with prices like this, there are a lot of people left unable to afford the laptop of their dreams.

In this article, we will discuss what your options are if you fall into this category. If you can find one, then a rent to own MacBook scheme can offer you cheap monthly payments and will turn that laptop back into a realistic and financially feasible option.

If you have a decent credit rating then the simplest way to get yourself a MacBook is to go with Apple’s own finance promotion. This scheme requires you to take out a Barclaycard Financing MasterCard. The card will give you 12 months same-as-cash financing for your first purchase over $900. In other words, you could obtain a $999 MacBook for only $83 per month for a year. This is clearly much more affordable than having to pay the entire balance outright.

If you have a poorer credit rating then a true rent-to-own system may be more suited to your needs. Unfortunately, there are not many true offers of this type available so you are going to have to look hard to find one. Look offline and online and make sure you read the small print. A rent to own MacBook will cost you more in the long run and you need to know how much you are going to end up paying. On the plus side, you have the benefit of far fewer credit checks and a smaller down payment (usually just a deposit).

Companies such as Rentex will offer you a rental service but with no option to buy. If you definitely want the laptop to be yours at the end of the lease, then the best way to do this is to secure some kind of credit. Whether it is the Barclaycard recommended by Apple or even a bank loan, credit is the only way that people commonly achieve the benefits of a true rent-to own scheme with cheap monthly payments.

So in summary, rent to own is hard to find! If you do find it then make sure it actually represents good value. And if you can’t find a rent to own scheme but still want a MacBook, then try to apply for some conventional credit. With any luck a MacBook will be yours before you know it!

This post is tagged with: apple financing, apple macbook, barclaycard, macbook, rent to own, rent to own macbooks