Getting a cheap laptop computer is easy if you know where to look.  Depending on how much you want to spend, you have a wide variety of options both locally and online.  Getting into a monthly payment plan for a cheap laptop is actually really easy too.  If you have good credit you will have an easy time securing financing for a cheap notebook.  If you have bad credit, you’ll be a bit more limited but will still have some options.

The first place to look for cheap laptops is at a retail store.  Best Buy, OfficeMax, Staples, and many other stores offer laptops at really competitive prices.  Besides just finding a laptop from one of their weekly sales, these stores often have clearance specials where you can save hundreds of dollars on a laptop.  Most stores have clearance sales right after they get a new line of laptops.  While each retail store can be different than another, most stores get a new selection of laptops every four months.  When they get these new laptops, they have to get rid of their old ones (including displays) which can save you lots of money.  Another advantage to buying locally at a retail store is you have lots of opportunity for financing.  If you’re looking to pay monthly for your laptop, you can get a store credit card.  Best Buy, for example, offers a credit line to customers who qualify.

The next best place to get a cheap laptop is online.  There are quite a few websites that offer new and used laptops for really great prices.  If you don’t mind buying used (you can also buy new there too) you can shop for a laptop on eBay.  EBay has some really great prices and has an almost limitless selection of laptops.  After eBay, another great website to buy from is NewEgg.com.  NewEgg has some really good prices on laptops and have a selection of both new and refurbished computers.  Many websites also offer financing plans for purchases on their site.  If you’re interested in paying monthly for a computer, you may want to find a site that supports the program “Bill Me Later”.  Bill Me Later is a program where people who qualify can get their laptop financed without having to make a down payment.  If you shop with Dell, you can also try their Dell Preferred Account program.  Qualified customers are able to get their laptops financed with Dell’s credit line and can make payments on their purchase over time.

Securing financing for a notebook computer is easy.  Finding a cheap laptop is even easier.  All it takes a little bit of patience and shopping around.  If you are someone who needs instant gratification, buy locally at a retail store.  Check out their weekly ads and choose the store with the cheapest laptop.  If you’re willing to wait a week for shipping, buy online.  The internet offers the lowest prices on laptop computers and also have lots of options for financing.

This post is tagged with: best buy, cheap laptop computers, cheap notebook, dell laptops, dell preferred account, newegg, office max, pay monthly, staples