Is leasing a laptop your cup of tea? Inquiring minds want to know…namely the many laptop leasing companies out there. Laptops are considered a big ticket item along with the purchase of an automobile or even a big screen TV. Thus, when it comes to examining the details of software upgrades and extended warranties, perspective laptop buyers must consider their options.

More and more, people and businesses alike are opting to lease their laptops. Many laptop leasing companies offer certain advantages when leasing a laptop. Such include easy monthly payments, fast replacements, efficient technical support, and freedom of software obsolescence.

There are various ways to lease a laptop. Many people lease with computer companies. Large businesses tend to work with financing organizations, while others may lease their laptops from independent rental vendors. Below is a closer look at each entity.

Computer Companies- Companies such as IBM and Dell offer leasing programs for their laptops and partner with financing organizations in servicing the lease. They often offer such services as 24-hour repair and replacement, warranty upgrades, extended warranty, next day exchange, and other technical support as needed.

Financing Organizations- Larger companies and IT departments usually work directly with banks and financing organizations due to the magnitude of their purchase. This can entail complex financial transactions, credit checks, and account setups. The finance organization will then work directly with a laptop manufacturer in delivering the notebooks to their clients.

Independent Vendors- Independent vendors such as rental firms are a third example of a laptop leasing company. Their clients may have credit issues or budget restraints. Independent vendors are very flexible and they speicalize in renting and leasing equipment of various choices and brands.

Laptops are typically leased under their Fair Market Value or (FMV). This includes an operating lease where there is not an expectation of ownership at the end of the leasing period. When the customer’s term is over, they can return the laptop without further obligation. The lessee can also continue to lease the laptop at a lower rate, or simply purchase it at the current FMV. Some companies may even offer a $1.00 buy-out lease allowing the customer to purchase the leased laptop for one dollar end of their term.

So as you can see, leasing a laptop may very well be your cup of tea. While it involves much thought and consideration, there are ample options for you to choose from, and a plethora of leasing companies willing to assist you with your computer needs. Happy Shopping!

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